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FlowPay delivers all the features you’ve been asking for: Tipping, AutoPay, Apple/Google Pay, Klarna, ACH, instant payouts, refunds, and more, built directly in your Sprout account!
Join the waitlist today to unlock an exclusive launch offer.
Stop settling for payment processors that treat you like every other business. FlowPay was built for creatives so your workflow and cashflow work side by side. No double Stripe accounts. No hacks. Just faster payments, less work, and happier clients.
Your FlowPay dashboard grows with your business. When you first get started you’ll see simple a checklist and helpful tips to walk you through setup. Once you receive your first payment, the dashboard transforms into a powerful analytics hub, giving you real-time insights and easy-to-read graphs, so you can track growth and make smarter decisions with confidence.
Your clients can now show their appreciation for your services. Enable tipping at checkout with FlowPay, customize suggested tip amounts, or offer a custom tip field. Tips are reported as a separate line item for easy tracking in your reports.
Add optional or required AutoPay to invoices and payment schedules. Your client’s saved cards on file will be charged on time so you can stop sending payment reminders.
Take payments your way with added payment methods like more credit card options, Apple and Google Pay, Klarna, and many, many more. You decide which options show up for order—making it easier than ever for your clients to say yes.
Stop moving money around manually. With FlowPay, you can connect up to 5 bank accounts in your Sprout account, and automatically send a percentage of every payout where it belongs. Whether you are saving for taxes, COGS, or paying yourself first—it’s finally simple to keep your money organized the way you want it.
No more switching tabs or logging into external platforms. With FlowPay, you can process refunds directly inside Sprout Studio, keeping your client experience seamless and your reporting accurate. Faster for you, easier for them.
Why wait days to access funds you’ve already earned? With FlowPay Instant Payouts, your money can hit your account within minutes—any time, day or night. Cover unexpected expenses, grab last-minute gear, or just pay yourself faster. You’re in control of your cash flow, 24/7.
Stop sending clients your banking info and waiting for a deposit to land. With FlowPay’s new ACH and Plaid payment methods, clients can pay you directly from their bank accounts right at checkout. You’ll save on processing fees, and every payment is secure and trackable.
Unlike other CRMs that tack on Stripe or Square, FlowPay was designed from the ground up to live inside Sprout Studio. That means your clients, bookings, invoices, and payments all connect seamlessly. No extra apps. No double-entry. Just one login, one platform, and a whole lot less hassle.
FlowPay lives inside Sprout Studio, so you can manage leads, book clients, send invoices, get paid, and track every dollar without ever leaving your account.
Feature |  |  |  |  |
|---|---|---|---|---|
| Processing Fees | Starting at 2.75% + $0.30 | Starting at 2.9% + $0.30 | Starting at 3.3% | Starting at 2.99% + $0.30 |
| Designed For Creatives | ||||
| Integrated into Sprout Studio | ||||
| Tipping at Checkout | ||||
| AutoPay for Recurring Invoices | ||||
| Split Payouts Across Bank Accounts | ||||
| 1-Click Checkout (Apple/Google Pay) | ||||
| Pay Later & Pay Over Time | ||||
| Process Refunds in CRM | ||||
| Instant Payout Cost | 1% | 1-1.5% | 1.5% | 1.75% + additional fee |
| Bank Transfer Payments | ACH, Plaid, Interac, Tink | ACH | ||
| Customer Support | Sprout Studio Support Team | General Support | General Support | General Support |
| Same-Day Reconciliation in CRM | Automatically in Sprout | Manual Data Entry | Manual Data Entry | Manual Data Entry |
All major credit cards are accepted, along with a wide range of payment methods.
| Country |  |  |  |  |  |  |  |  |
|---|---|---|---|---|---|---|---|---|
 USA (USD) | Yes | Yes | Yes | Yes | Yes | Yes | No | No |
 Canada (CAD) | Yes | Yes | Yes | No | No | No | No | Yes |
| Canada (USD) | Yes | Yes | No | No | No | No | No | No |
 UK (GBP) | Yes | Yes | Yes | Yes | No | No | Yes | No |
| Country | | | | |  |
|---|---|---|---|---|---|
 Australia (AUD) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | Yes - Klarna Pay Later | No |
 Austria (EUR) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | Yes - Klarna Pay Later | No |
 Belgium (EUR) | Yes - Apple Pay | Yes - Google Pay | No | Yes - Klarna Pay Later | No |
 Denmark (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
| Denmark (DKK) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | Yes - Klarna Pay Later | No |
 Croatia (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
 Cyprus (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
 Czech Republic (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
| Czech Republic (CZK) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | No | No |
| Estonia (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
 Finland (EUR) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | Yes - Klarna Pay Later | No |
 France (EUR) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | Yes - Klarna Pay Later | No |
 Germany (EUR) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | Yes - Klarna Pay Later | No |
 Greece (EUR) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | No | No |
 Hungary (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
| Hungary (HUF) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
 Ireland (EUR) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | No | No |
 Italy (EUR) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | Yes - Klarna Pay Later | No |
 Latvia (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
 Liechtenstein (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
| Liechtenstein (CHF) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
 Luxembourg (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
 Lithuania (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
 Monaco (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
 Netherlands (EUR) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | Yes - Klarna Pay Later | Yes - iDeal |
 Norway (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
| Norway (NOK) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | Yes - Klarna Pay Later | No |
 Poland (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
| Poland (PLN) | Yes - Apple Pay | Yes - Google Pay | No | Yes - Klarna Pay Later | No |
 Portugal (EUR) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | No | No |
 Romania (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
| Romania (RON) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | No | No |
 Slovakia (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
 Slovenia (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
 Spain (EUR) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | Yes - Klarna Pay Later | No |
 Sweden (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
| Sweden (SEK) | Yes - Apple Pay | Yes - Google Pay | Yes - Klarna Pay Over Time | Yes - Klarna Pay Later | No |
 Switzerland (EUR) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
| Switzerland (CHF) | Yes - Apple Pay | Yes - Google Pay | No | No | No |
Because “I’ll pay myself later” isn’t a business strategy. FlowPay makes it easy for clients to purchase more—and allows you to finally make profit a priority.
Simply join the waitlist and we’ll notify you once FlowPay is live in Sprout Studio. In just a few clicks you’ll verify your identity, provide your business details, and connect your bank account(s). Once your FlowPay account has been activated you’ll be ready to start accepting payments.
FlowPay is part of the Freedom Family of Brands, built from the ground up with support from one of the biggest technology partners in the finance space. It’s been developed to serve creatives like no other platform.
FlowPay will be available to all Sprout users in supported countries without any additional charges or hidden fees.
FlowPay is another option for payment processing inside Sprout, built specifically for creatives in mind. Unlike competitors like Stripe or Square, it’s fully integrated with features like tipping, AutoPay, split payouts, and disputes handled for you. You won’t be able to run both Square and FlowPay at the same time, but once you switch, you’ll see the benefits of using FlowPay over other payment processors.
Yes, secure identity verification is required (industry standard for all payment processors). Once you’ve provided your details and bank account information, verification is typically quick.
Existing payment methods will show up in your reporting. As soon as your FlowPay account is activated, your old payment methods will be removed, and new FlowPay payment methods will be added to your outstanding invoices.
Any invoices already issued will be automatically updated with your new payment options. New invoices you create after activating FlowPay will automatically run through FlowPay. No interruption for your clients, and no lost payments for you.
Yes! Visa, Mastercard, Discover and Maestro will be activated as your default payment methods and will automatically show up on all outstanding and new invoices. You can change the payment methods you want to offer at any time.
Check the payment methods table to see what’s available. Review the rates and activate the methods you want to offer, and FlowPay will intelligently show your clients only the methods they’re eligible for in their country.
During the FlowPay verification process your current payment processor(s) will remain available. As soon as your FlowPay account is activated, Stripe and Square will be deactivated, and your clients will see your new payment options at checkout.
You can continue to offer PayPal as a legacy option alongside FlowPay payment methods for the time being, but FlowPay is now your primary payment processor. We recommend transitioning clients to FlowPay’s integrated options for a smoother client and business experience.
You will be able to access all the reporting you’d expect from within Sprout, and we will have an easy export tool for importing your reports into the accounting software of your choice!
As long as your Square Bank account can accept deposits with a routing and account number, you’ll be able to set it as your payout account in FlowPay. You get all the FlowPay features, but can still have your deposits land in Square Bank if that’s what works for your business.
You’ll see them as options you can toggle on or off. Cards, wallets like Apple Pay and Google Pay, Klarna, ACH, and more—all clearly labeled and ready for clients to use at checkout. You can also choose exactly what payment methods you want to offer on a per-order basis.
Your client pays over time through Klarna—but you get paid in full, upfront. Klarna accepts all risk involved and handles the rest with your client.
ACH Direct Debit lets clients pay directly from their bank account using their routing and account numbers. Plaid allows users to link their bank account by logging into their online banking credentials, eliminating the need to manually enter account and routing numbers. While ACH has low processing fees, payments come with more risk, and is best used with trusted clients.
FlowPay offers a blazing fast next day payment settlement speed (T+1) for all payment types except for ACH. In some cases, payments may settle in your FlowPay account the same day you receive them.
ACH Direct Debit payments have a 5 day settlement speed (T+5). This brief settlement period helps protect you from avoidable chargebacks in case of common issues, like insufficient funds.
Surcharging is not supported in FlowPay. We’re working on the best way to roll this out so both you and Sprout are protected from potential fines. Our goal is to launch surcharging in a way that’s legal, secure, and future-proof—something most platforms don’t currently do.
In the interim, regulations vary by region, so we encourage you to review local requirements to determine the best way to manage or recover payment processing costs in compliance with the law.
No, there will be no delay for your first payout. By default, a standard weekly payout (Mondays) will be enabled on your account, but you can change this at any time to a daily or monthly payout instead.
Split payouts in FlowPay let you send your payouts to multiple connected bank accounts at once. You choose the percentages, and payouts are divided automatically—so there’s no need for manual transfers.
Invoices can be paid automatically by enabling AutoPay. Set AutoPay to required, or allow your client to opt-in. FlowPay will charge their saved payment method based on their payment schedule—no reminders needed.
Refunds are issued directly inside Sprout—no logging into a separate app. Simply select the transaction, choose refund and fill in the details, and FlowPay handles the rest.
FlowPay automatically tracks all your transactions inside Sprout, keeping your records clean and export-ready. At the start of each year, we’ll also provide eligible US FlowPay accounts with a 1099-K tax form for your filings.
You’ll be notified of any disputes. Our support team will handle the back and forth for you and will only get in touch when we need you. Once the dispute is resolved we’ll let you know the outcome.
* Sign up for FlowPay during launch month to receive reduced rates during launch month + 3 additional months.
Sign-up now and receive 20% off all annual and monthly plans in Sprout Studio – a studio management suite built for photographers by photographers.
No credit card required. Cancel anytime.
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